APR and APY converter
APR to APY converter
APR describes a stated annual rate, while APY includes compounding. This converter shows the difference.
Use the same compounding assumptions when comparing offers.
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Use the calculator to turn input values into a clear, repeatable result.
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Keep units and assumptions visible so the calculation can be checked later.
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Copy the result or key numbers for reports, messages or spreadsheets.
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Reset to defaults when you want to compare another scenario from a clean state.
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Calculators run in the browser and are useful for quick estimates before formal checks.
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For finance, health, engineering or legal decisions, verify important results with a specialist or official source.
