APR and APY converter with compounding comparison APR and APY converter with compounding comparison

Input and settings

Choose one direction and enter only its rate. APR here means a nominal annual rate before compounding; APY includes compounding. Daily uses 365 periods per year; continuous is a mathematical limit.

APR and APY converter with compounding comparison

Convert a nominal annual interest rate to an effective annual yield or back. Compare common compounding frequencies and estimate one-year interest on your amount.

A mathematical scenario at a constant rate, in one currency. No deposits, withdrawals, fees, taxes, day-count conventions or changes in rates. This is not a lender’s legally disclosed APR or a guaranteed return.

Quick start

APR and APY converter with compounding comparison

  1. Choose APR → APY or APY → APR.
  2. Enter the rate, compounding frequency and starting amount.
  3. Calculate, compare frequencies and export the report.

Other Tools

User reviews

Reviews are checked before publication. We publish genuine positive feedback and specific criticism. Spam and insults without useful detail are not published; profanity and personal details are masked. Positive votes are counted immediately; negative votes are counted after review.

Reviews reflect users’ experiences, not a guarantee of results or a description of the service limits. Use the rating buttons above to leave a review.

No published reviews in this language yet.