Rent vs buy calculator Rent vs buy calculator

Rent vs buy calculator

Compare rough net cost of renting and buying over a selected period.

Calculator settings

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Result

Estimated buy net cost
48,883.51
Estimated rent net cost
73,423.11
Estimated home equity
124,451.77
Average monthly ownership cost
1,888.92
Future home value
347,782.22
Invested down payment
76,576.89
Monthly cost during mortgage
1,888.92
Monthly cost after payoff
450

Rent or buy comparison calculator

The calculator provides a simplified scenario comparison for housing decisions.

It does not replace a full model with taxes, transaction costs, repairs and local market assumptions.

✓ Use the calculator to turn input values into a clear, repeatable result.
✓ Keep units and assumptions visible so the calculation can be checked later.
✓ Copy the result or key numbers for reports, messages or spreadsheets.
✓ Reset to defaults when you want to compare another scenario from a clean state.
✓ Calculators run in the browser and are useful for quick estimates before formal checks.
✓ For finance, health, engineering or legal decisions, verify important results with a specialist or official source.

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