Loan calculator with early repayments Loan calculator with early repayments

Quick start

Loan calculator with early repayments

  1. Enter the amount, term and interest rate.
  2. Add fees, insurance and optional early repayments.
  3. Calculate, compare the schedules and export the report.

An estimate in one currency, rounded to two decimal places. It does not calculate a bank’s APR, daily interest, taxes or contractual penalties.

Input and settings

Early repayments

Extra payments reduce the remaining principal and shorten the term; the scheduled annuity is not recalculated. A payment never exceeds the debt still owed. The monthly insurance percentage applies to the opening balance.

Loan calculator with early repayments

Compare monthly loan schedules with and without early repayments. See interest, upfront fees, insurance and total overpayment separately.

✓ Calculate monthly payment, overpayment and the total cost of credit.
✓ Compare annuity and differentiated payment types for the same loan.
✓ Add regular or one-time extra payments and see how the schedule changes.
✓ Useful for comparing loan offers before signing an agreement.
✓ Check how extra payments, fees and insurance affect the total loan cost.
✓ Use the schedule to compare annuity and differentiated payments before choosing loan terms.

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